Smart Capital Services With the Right Structure

100% Structure 

• Up to 100% LTC
• Minimum 680 credit score
• 2-3 points
• No experience required
• No rural properties allowed
• Available in most states
• Minimal documentation

Standard Structure 

• Up to 95% LTC
• Minimum 600 credit score
• Experience not required
• Rural properties considered case by case
• Available in most states
• Foreign nationals allowed
• 1-3 points
• Minimal documentation

High Leverage Structure 

• Up to 85% LTV/LTC
• Rental experience required
• Minimum 740 credit score
• No rural properties allowed
• Interest rates starting at 6%

Standard Structure 

• Up to 80% LTV/LTC
• Up to 75% on cash-out
• No experience required
• Minimum 640 credit score
• Rural properties allowed

Platinum Structure 

• Up to 95% LTC
• Interest payments deferred for 12 months
• 6+ completed projects in the past 3 years required
• Minimum 660 credit score
• Fast draw disbursements
• Extremely contractor-friendly

Standard Structure 

• Up to 85% LTC
• 1 prior project experience required
• Minimum 620 credit score
• Interest payments may be deferred case by case

Flexible Commercial Financing 

• Up to 85% LTC
• All property types considered
• Short-term and long-term options available

Business Funding Option 

• 700+ credit score required
• Business entity required
• No income documentation required

Connect with our team to discuss your project and secure financing that moves you forward with clarity and confidence.